Cheque Cashing

Mon 23 Jun, 17:38

Hannen, when (as quite often happens)  HMRC send me a cheque, I just post it with a paying in slip to my bank.  Sadly, although HMRC want to be paid by BACS, they do not reciprocate.

Mon 23 Jun, 16:47

Which online bank do you use?  Most of the major banks have an online "pay in a cheque" option on your banking app which asks you for the cheque amount and then opens your camera to capture a picture of the cheque.

So, you may not use a bank that does this or a banking app or a phone with a camera etc.

In which case, the post office used to hold envelopes for the banks and you could put your cheque with a paying in form in an envelope and give it to the post office.  They would forward it safely to the bank which would transfer it into your account.

I use a bank that asks me to send the cheque to them in the post.  I've done that and it worked.  I don't think you can cash cheques anymore not even one from HM Gov.  

Mon 23 Jun, 15:14

HM Government Bank have kindly sent me a cheque, but my online Bank doesn't have the facility to accept it.

Does anyone know how I can cash it?  

Thank you.